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Home Equity Fixed Rate Loans Begin October 1st! Click above for info!

Celebrating 75 Years!
Originally founded October 31, 1938 PALCO is celebrating 75 years this October and we want to share it with you! We will be giving away $75 each week in October randomly. No need to enter, the entire membership is eligible to win! On October 4th, 11th, 18th, 25th, and 31st we will be randomly selecting a member number to receive the $75 to be deposited into the lucky members savings account. Happy 75 years and many more to come!

Member must be in good standing. Each member is only eligible to win one $75 giveaway. Member numbers randomly selected from all open accounts.

When is the best time of year to purchase a new car?
Now until the end of the year is a great time to get end of year car deals. Automakers and dealers are always anxious to boost their total annual sales, Dealer incentives can be deducted from the purchase price, if you know to ask. Vehicle information like Edmunds.com offer a model-by-model list of what incentives are being offered to dealers as well as manufacturers rebates for consumers. Now is a great time to buy with our rates on New/Used/Refinanced as low as 1.99% APR!

Get pre-approved now and start shopping! Or refinance your current high interest loan from another institution. Click here to see our rates. You can get pre-approved or apply for your loan online right now with our online application or give us a call at 546-2333.


APR = annual percentage rate. Subject to change without notice. Please note: Current PALCO loans cannot be refinanced for a lower rate.

ALL NEW Credit Union Auto Club
PALCO now offers Credit Union Auto Club, a roadside assistance program created exclusively for members to provide you with unparalleled service and unprecedented value. Credit Union Auto Club offers a wide range of roadside assistance services and other travel-related benefits to keep you on the road.

From little incidents like being locked out of your vehicle to bigger troubles like needing a tow truck, Credit Union Auto Club is here to help get you back on the road quickly. Its professional customer service team is just a phone call away and waiting to assist you 24 hours a day, 7 days a week, 365 days a year. Click here for more information.


How Does PALCO's Debit/Credit Fraud Protection Program Work?
You may have received a call from our card processor and be wondering why? Each of the debit and credit card programs have different parameters set up to look at every transaction made on your account to see if a charge that comes across may be something out of the ordinary for you or something suspicious that could possibly be fraudulent. If the system determines that the charge is possible fraud the debit or credit card processor will then try to contact you to verify the charge with you. In certain cases if the processor cannot get ahold of you they will place a temporary hold on your card until they hear back from you. That is why it is very important to return these phone calls as soon as possible. For our debit card program, call 1-800-622-1361 and for our credit card program, call 1-800-437-9392.

PALCO's Products and Services
PALCO works hard to provide its members with a wide variety of competitive products and services. We strive to give you the conveniences you need at no extra expense to you! Such as internet banking, bill pay, VISA online, direct deposit, payroll deduction and much more. Check out all our free services here!



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